How To Apply For Money View Loan 2021

how to apply for money view loan now

The greatest rapid loan application in India is Money View. If you’re in need of a loan, here is the place to go. With the Money View app, you may borrow up to 5 lakhs. It is one of the most straightforward and effective ways of acquiring a loan quickly. Their personal loans are one of the best rated personal loans in the country since they are quick, easy, and secure.

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Personal Loan Features and Benefits From Money View

Personal loans provide advantages over other kinds of borrowing. Some of the main benefits of obtaining a personal loan are given below by Gigabunch, a prominent website for tech, bitcoin, and finance,

  • Check Your criteria Fastly

Assume being able to check your eligibility in under two minutes! If you apply for a personal loan from Money View, this is feasible.

  • Amount of the Loan is Variable

Certain loan kinds can only be utilized for a specific purpose. If someone take out a car loan, for example, you can only spend the money to buy a car. Personal loans may be used for a multitude of topics, including debt settlement and hospital bill payments. Because everyone’s needs are different, applicants can borrow any amount between Rs. 5,000 and Rs. 5 lakhs, depending on their criteria from money view.

  • Repayment Period is Adjustable

Repayment terms of up to 5 years or 60 months are available to borrowers.

  • Interest Rates at Reasonable Prices

Money View recoginze the significance of interest rates in determining the EMI amount to be paid. The interest rate at Money View starts at only 1.33 percent per month.

  • Low-Credit-Score Loans

A CIBIL score of 600 or an Experian score of 650 is necessary as a basic.

The Interest rates and other charges from the money view mobile application

money view apply for loan online now
Charges and FeesExpenses to be paid
The Rate of InterestFrom 1.33 percent each month onwards
Fees for Loan ProcessingInitially at 2% and up to 8% of the total loan amount authorized
Payment of the Loan in Parts or in Full (Loan Foreclosure)No partial payments are permitted.
After a minimum of three EMIs, foreclosure is permitted.
Premium on EMIs that are past due2% each month on the outstanding EMI/principal loan balance
Cheque BounceFor each bounce, you would be charged Rs.500.
Cancellation of the loanFor the period between loan disbursement and loan cancellation, no further costs will be imposed other from the interest amount.
Fees for processing will be kept as well.

Criteria for Personal Loan Eligibility in Money View

Money View’s requirements are wide and inclusive, ensuring that anybody may apply for a personal loan. For your convenience, They have included a personal loan criteria for salaried and self-employed individuals below.

  1. Individuals with a Salary
  • Candidates should be between the ages of 21 and 57.
  • Revenue must be transferred to the candidates’ bank accounts directly.

The following is the minimum in-hand income and credit score requirement:

Eligibility Criteria for Income and Credit Score

Minimum In-Hand IncomeResidence LocationCIBIL Credit Score Requirement
Individuals with a SalaryRs 13,500AnywhereA CIBIL score of 600 or an Exerian score of 650 or above is required.
Rs 20000Mumbai/Thane or the National Capital Region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)If you’re new to credit or have a CIBIL score of 600 or higher, or an Experian score of 650 or higher,
Rs 15000Metro City other than Mumbai and NCRA CIBIL score of 600 or an Exerian score of 650 or above is required.
  • For Self-Employed Persons
  1. Applicants must have a monthly in-hand income of at least Rs. 15,000 to be considered.
  2. Income must be deposited immediately into the bank account of the applicants.
  3. A CIBIL score of 600 or higher, or an Experian score of 650 or higher
  4. Applicants must be between the ages of 21 and 57 to be considered.

Required Documents for Salaried Applicants for Money View loan

Identity Verification

  • you can choose one of the following documents to upload. –
  • PAN Card (This is the primary form of identification required.) Any of the officially valid papers listed below will suffice if it is rejected due to picture quality difficulties or other reasons.)
  • Validity of Aadhaar Card Validity of Indian Passport Valid Voter ID Driver’s Permit

Proof of Address

  • Any of the following documents can be uploaded:
  • PAN Card (This is the primary form of identification required.) Any of the officially valid papers listed below will suffice if it is rejected due to picture quality difficulties or other reasons.)
  • Validity of Aadhaar Card Passport of India
  • Valid Photo ID for Voting Utility bills (electricity, water, and gas) from the previous 60 days on your driver’s license

Proof of Income

  • 3 months’ worth of bank statements from your pay account, in PDF format, with salary credits.

Click here to apply

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